It’s safe to say that most contracts are favorable most to the writer of the contract. AIA construction contracts, for instance, tend to favor the owner; in public works projects, supplemental conditions are thrown in on top with things like liquidated damages and other caveats and indemnification that works to the advantage of the public – public money is often considered a ‘privilege’ and contractors are ‘lucky’ to be awarded these projects in the first place.
The weather phenomenon is characterized by warming oceans (which sounds great on the surface), changes in the jet stream, and a whole assortment of other scientific stuff but, essentially, it results in some pretty dangerous weather all over earth.
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When a policyholder’s property has been hit by hail or received damage that can’t be assessed from the ground, you as the insurance adjustor, have to drive all the way out to the property, climb the roof to assess the damage, take images, then go back to the office and file a report. Or do you?